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Terms and 
Conditions

Effective Date: September 29th, 2025

Welcome to ElkyRamirez.com. By accessing or using this website, you agree to the following terms and conditions:

Use of Website

  • Content on this site is for informational and personal use only.

  • You agree not to misuse the site, attempt unauthorized access, or copy content without permission.
     

Services and Products

  • All services and products are described as accurately as possible.

  • Prices and availability are subject to change without notice.

  • Payment must be completed before digital products or services are delivered.

  • Digital products are non-refundable due to their nature.
     

Communities

  • Participation in communities (e.g., WhatsApp groups) requires respectful behavior.

  • We reserve the right to remove any member for inappropriate conduct.
     

Intellectual Property

  • All content (text, images, graphics, products) on ElkyRamirez.com is owned by Elky Ramirez unless otherwise stated.

  • You may not reproduce, distribute, or modify content without written permission.
     

Limitation of Liability

  • We are not responsible for losses or damages resulting from the use of this website, participation in communities, or reliance on information provided.
     

Governing Law

These terms are governed by the laws of Spain and the European Union, without regard to conflict of laws.

Contact Us

If you have questions about these Terms, email: elkycreates@gmail.com

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